campaign Live Updates
trending_down Devaluation Alert HDFC Bank credit cards lounge access shifts to spend-based rules from Q2 2026 • trending_up Revaluation SBI Cashback Credit Card confirmed as the gold standard for flat 5% online savings • fiber_new New Launch Federal Bank Scapia Credit Card launched with 0% Forex Markup & unlimited domestic lounge access • info Regulatory Update RBI updates credit card reporting rules for billing transparency • trending_down Devaluation Alert HDFC Bank credit cards lounge access shifts to spend-based rules from Q2 2026 • trending_up Revaluation SBI Cashback Credit Card confirmed as the gold standard for flat 5% online savings • fiber_new New Launch Federal Bank Scapia Credit Card launched with 0% Forex Markup & unlimited domestic lounge access • info Regulatory Update RBI updates credit card reporting rules for billing transparency •
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SBI
SBI Card premium
Cashback Card Visa
HDFC
HDFC Bank metal
Infinia Metal Visa
AXIS
Axis Bank metal
Magnus Visa
AMEX
American Express metal
Platinum Charge Visa
AU
AU Small Finance Bank metal
Ixigo Card Visa
IDFC
IDFC FIRST Bank plastic
FIRST Wow! Visa

Today's Intelligence

Surfacing meaningful bank rule changes, reward devaluations, and regulatory updates.
Devaluation Alert

SmartBuy Voucher Caps, Flight Limits & 70% Point Redemption Caps on Premium Cards

Flight/hotel redemptions capped at ₹1.5L/month on Infinia Metal. Apple/Tanishq points redemption capped at 70%. Zomato/Amazon Fresh vouchers capped at ₹2k/month.

Affected Cards:
Hdfc InfiniaHdfc Infinia MetalHdfc Diners Club Black
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Regulatory Update

Wallet Loads, Gaming & Transport Surcharges Added

1% surcharge on wallet loads ≥₹5,000, 2% on online gaming, 1% on transport >₹50K/month.

Affected Cards:
Icici Amazon PayIcici PlatinumIcici Emeralde
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Devaluation Alert

Lounge Threshold 5× Hike + Base Earn Rate Cut 33%

Lounge access spend threshold raised from ₹4,000 → ₹20,000/month. Base earn rate cut from 1 RP/₹150 → 1 RP/₹200.

Affected Cards:
Idfc First WealthIdfc First SelectIdfc First Classic
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Featured Educational Guides

Master credit scores, lounge access rules, devaluation mitigation, and reward optimization with expert playbooks.
Essential Guide schedule 8 min read
psychology

Complete CIBIL Score Masterclass (2026 RBI Edition)

Master the 5 pillars of CIBIL score calculation under the new weekly reporting regime. Learn how credit utilization spikes impact approval.

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Featured Playbook schedule 10 min read
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Airport Lounge Access Playbook & Gate Bypass Strategies

Step-by-step guide to calculating quarterly spend requirements across HDFC, Axis, ICICI, and SBI credit cards seamlessly.

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Popular Strategy schedule 7 min read
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Credit Card Devaluation Recovery & Card Portability Guide

When your favorite card slashes rewards or lounge benefits, follow our 4-step audit framework to switch to top cashback alternatives.

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