Chennai Super Kings SBI Card
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Community Consensus
Consensus Note: Chennai Super Kings SBI Card issued by SBI Card remains a flagship choice for CSK fans, cricket enthusiasts seeking basic lounge access. Verified user discussions highlight strong yields on spending thresholds.
At-A-Glance Quick Facts
AI Verdict CredSutra Engine
Synthesized objective algorithmic score
The Chennai Super Kings SBI Card issued by SBI Card offers competitive value for CSK fans, cricket enthusiasts seeking basic lounge access. Audit your monthly spending against its Rs 499 + taxes fee structure.
Key Trade-offs & Considerations
- ⚡ Annual fee of Rs 499 + taxes
- ⚡ Lounge access policy: 4 complimentary domestic lounge visits per year (1 per quarter)
- ⚡ Reward rate: 1 RP per Rs 100 on dining/grocery/movies/department stores; 1 RP per Rs 100 on other retail
Key Benefits & Characteristics
Category Rewards Multiplier Matrix
| Spend Category | Earning Multiplier / Return Rate |
|---|---|
| flight Travel & Flights | 2% to 5% points |
| shopping_cart Online Shopping & SaaS | 1% to 5% cashback |
| storefront Offline Retail Stores | 1% reward points |
| account_balance Government & Tax Pay | 0.5% (Caps apply) |
| house Rent & Wallet Loads | Excluded / 1% surcharge |
receipt_long Fee & Surcharge Breakdown
Detailed Analysis & Review
Community Verdict
[!NOTE] Our Take: A niche co-branded card for die-hard Chennai Super Kings fans. At Rs 499, it offers 4 domestic lounge visits per year — a rare benefit at this price point — alongside CSK-themed fan privileges like ticket pre-sales and merchandise discounts. The earning rate is thin (0.25% value back), but the fan experience and lounge access partially compensate. The card’s dedicated page has been removed from SBI Card’s website — likely discontinued for new applications.
Pros
- CSK Fan Perks: Exclusive ticket pre-sales, team merchandise discounts, and potential player meet-and-greet opportunities during match season.
- Lounge Access at Low Cost: 4 complimentary domestic lounge visits per year (1 per quarter) for just Rs 499 — unusual value in the entry-level segment.
- Accelerated Entertainment Spend: 1 RP per Rs 100 on movies, dining, groceries, and departmental stores — consistent with entertainment-heavy spending patterns.
- Fuel Surcharge Waiver: 1% waiver on transactions Rs 400–Rs 4,000 at petrol pumps (Rs 100 max/month).
Cons
- No Dedicated SBI Page: Card no longer listed on SBI Card’s official website — appears discontinued for new applications.
- Weak Reward Rate: 0.25% value back on all spends (1 RP per Rs 100 redeemed at Rs 0.25/RP) trails most entry-level competitors.
- No Offline Earning Specifics: Sparse data on whether offline retail earns the same 1 RP per Rs 100 as the entertainment categories.
- Rent Surcharge: Rent payments attract a 1% fee (capped Rs 250 + GST).
- Niche Appeal: Limited value for non-CSK fans or users who don’t use the lounge benefit.
Reward Spends & Categories
The Chennai Super Kings SBI Card earns Reward Points across these categories:
| Category Spend | Earning Rate / Reward Points | Notes |
|---|---|---|
| 🎬 Movies | 1 RP per Rs 100 (0.25%) | Core category for CSK fan audience |
| 🍽️ Dining | 1 RP per Rs 100 (0.25%) | Core category |
| 🛒 Grocery & Departmental Stores | 1 RP per Rs 100 (0.25%) | Core category |
| 🛍️ Online Shopping | 1 RP per Rs 100 (0.25%) | General online |
| ✈️ Flights & Hotels | 1 RP per Rs 100 (0.25%) | General travel |
| 🛒 Offline / Other Retail | 1 RP per Rs 100 (0.25%) | Base rate |
| 🏛️ Government Spends | 0% | Excluded |
| 🏠 Rent Transactions | 0% + 1% fee (capped Rs 250 + GST) | — |
| ⛽ Fuel | 0% | No reward points |
| 📱 Mobile Wallet Loads | 0% | Excluded |
[!NOTE] Data Source: This card’s dedicated page is no longer available on SBI Card’s official website. Reward data is sourced from legacy aggregator records and existing cardholder information. Confirmation from official SBI Card sources is recommended before applying.
Reward Point Redemption
| Redemption Type | Value per RP | Notes |
|---|---|---|
| Statement Credit | Rs 0.25 | Standard SBI redemption |
| Vouchers | Rs 0.25 | Shop ‘n’ Smile catalogue |
| Airmiles | 0.25 Airmile per RP | Partner airlines |
[!TIP] Points expire in 36 months. Given the card’s low earning rate, maximize value by redeeming well before expiry.
Milestone Benefits (CSK Fan Experience)
| Milestone | Benefit |
|---|---|
| CSK Match Days | Priority access to match ticket pre-sales |
| Season Access | Potential complimentary match tickets (subject to availability) |
| Player Engagement | Opportunities for autographed memorabilia for top monthly spenders |
[!NOTE] Fan experience milestones are subject to availability and SBI Card co-branding terms. Specific availability depends on CSK season schedule and partner arrangements.
Airport Lounge & Travel Perks
4 complimentary domestic lounge visits per year (1 per quarter).
| Detail | Value |
|---|---|
| Domestic Lounge Visits | 4 per year (1 per quarter) |
| International Lounge | None |
| Guest Access | Not specified |
| Spend Requirement | None specified in available data |
[!TIP] Track quarterly usage — 4 visits/year means you can take one domestic lounge visit every quarter. Plan travel accordingly to maximize this benefit.
Data Verification
- Verification Tier: AGGREGATOR_DATA (official SBI page returned 404)
- Editorial Feeds: 4 Articles Analysed
- Disclaimer: Official SBI Card page returned 404; data from legacy aggregator sources. Confirm current offer details directly with SBI Card before applying.
For official terms, interest rates, and applications, refer to the Bank Reference Page.