Kolkata Knight Riders SBI Credit Card
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Community Consensus
Consensus Note: Kolkata Knight Riders SBI Credit Card issued by SBI Card remains a flagship choice for Kolkata Knight Riders Fans & Online Shopping. Verified user discussions highlight strong yields on spending thresholds.
At-A-Glance Quick Facts
AI Verdict CredSutra Engine
Synthesized objective algorithmic score
The Kolkata Knight Riders SBI Credit Card issued by SBI Card offers competitive value for Kolkata Knight Riders Fans & Online Shopping. Audit your monthly spending against its ₹499 + GST fee structure.
Key Trade-offs & Considerations
- ⚡ Annual fee of ₹499 + GST
- ⚡ Lounge access policy: None
- ⚡ Reward rate: 1.5% online, 1% travel
Key Benefits & Characteristics
Category Rewards Multiplier Matrix
| Spend Category | Earning Multiplier / Return Rate |
|---|---|
| flight Travel & Flights | 2% to 5% points |
| shopping_cart Online Shopping & SaaS | 1% to 5% cashback |
| storefront Offline Retail Stores | 1% reward points |
| account_balance Government & Tax Pay | 0.5% (Caps apply) |
| house Rent & Wallet Loads | Excluded / 1% surcharge |
receipt_long Fee & Surcharge Breakdown
Detailed Analysis & Review
Community Verdict
[!NOTE] Our Take: Draped in purple and gold, the Kolkata Knight Riders SBI Card is designed for the fans of the Eden Gardens champions. It gives you a stable 1.5% reward yield on online shopping. Ideal for students or young workers looking to start their credit journey with team spirit, but offers minimal utility otherwise.
Pros
- Eden Gardens Styling: Gorgeous purple and gold branding layout for KKR fans.
- Direct Online Returns: Provides a competitive 1.5% return rate on web shopping.
- Pocket Friendly: Low maintenance and entry expenses with simple waiver options.
Cons
- No Lounge Entry: Missing domestic or international terminal lounge benefits.
- High Exclusions: Spends on monthly rent, fuel, and utility bills earn zero points.
- Generic Valuation: Point redemption value is basic, sitting at ₹0.25 per point.
Reward Spends & Categories
Understanding how your card earns is critical to maximizing your monthly budget. The Kolkata Knight Riders SBI Credit Card delivers a reward yield of 1.5% online, 1% travel with the following earning rates per category:
| Category Spend | Earning Rate / Reward Points |
|---|---|
| ✈️ Flights & Hotels | 1% flat rewards |
| 🛍️ Online Shopping | 1.5% rewards online |
| 🛒 Offline / Retail Spends | 1% flat rewards |
| 🏛️ Government Spends | 0% (Government transactions excluded) |
| 🏠 Rent Transactions | 0% (1% fee capped at ₹250 + GST) |
Reward Point Redemption Value
When redeeming your accumulated points, select the highest value redemption channel:
- Cash / Statement Credit: Value of 1 Point = ₹0.25
- Airmiles (Flight Transfers): Value of 1 Point = 0.25 Airmile per point
- Cash Vouchers (Brand Catalog): Value of 1 Point = ₹0.25
Airport Lounge & Travel Perks
Lounge accessibility is currently one of the most volatile card benefits in India. This card offers: None.
[!TIP] With multiple banks implementing quarterly spend-based criteria, make sure you meet the baseline thresholds in the preceding quarter to prevent lounge access declines at the terminal.
Data Verification
- Verification Tier: LIVE_VERIFIED
- Editorial Feeds: 3 Articles
- Last Status Update: 2026-06-19
For official terms, interest rates, and applications, refer to the Bank Reference Page.